Title Search Assistance

Understanding Title Searches

Title searches are a crucial aspect of the closing process and are instrumental in the creation of a title insurance policy. Unfortunately, many homebuyers underestimate their significance.

Our Expertise at Hockey Title Insurance

At Hockey Title Insurance, we're here to educate homebuyers about the importance of title searches and to offer expert assistance in this critical process. Our services are tailored to benefit sellers, homebuyers, mortgage lenders, real estate agents, and developers in the vibrant regions of North and South Carolina.

A Comprehensive Examination of Public Records

A title search involves a thorough investigation of public records to validate the legal ownership of a property and to identify any potential issues, commonly referred to as "clouds," which need to be resolved.

Our Efficient Title Search Process

Conducting a title search can be challenging due to the varying ways property liens and judgments are filed depending on the jurisdiction. At Hockey Title Insurance, we have established a structured and in-depth procedure that allows us to conduct title searches with efficiency and accuracy.

Necessity of Title Searches for New Properties

Contrary to common belief, title searches are essential even for newly constructed properties. Although the building may be brand new, the land it sits on has likely changed hands several times. Additionally, contractors may attach liens to the property due to unpaid bills. As a result, title issues and ownership problems remain a potential threat in the future.

What Title Searches Reveal

When we conduct a title search, we uncover a range of information and potential issues, including:

- Liens

- Taxes and levies

- Mortgages

- Judgments

- Assessments

- Easements

- Encroachments

- Special building and zoning regulations

These issues, among others, can complicate your real estate transaction. Our aim is to identify and resolve these problems, ensuring that we can issue you a comprehensive title insurance policy that minimizes financial risk.

Our Commitment to Transparency

While some issues may be more challenging to resolve, you can trust that Hockey Title Insurance will always keep you informed and never leave you in the dark about any obstacles we encounter.

Why Title Search Assistance is Essential

A title search not only ensures clean titles but also reduces the likelihood of hidden risks emerging in the future. Place your trust in a licensed company like Hockey Title Insurance, and you can expect comprehensive searches and efficient customer service throughout the process. Your peace of mind is our priority. Contact us today to learn more about our title search services.